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Best Money Moves

Paid
financial wellnessemployee benefitshr techfintechpersonal financeb2b saascorporate wellnessemployee engagementbudgeting

A comprehensive financial wellness benefit that combines a mobile-first platform, gamification, and live coaching to help employers reduce their employees' financial stress, boosting productivity and retention.

Try it out

Best Money Moves is a financial wellness platform sold to employers as an employee benefit. It aims to reduce workforce financial stress by first measuring it with a proprietary 'Financial Stress Score' and then providing personalized remedies. The platform combines technology—including budgeting tools, educational content, and gamified challenges—with live, one-on-one support from certified Money Coaches. For employers, the service provides anonymized, aggregated data on the financial health of their workforce, aiming to demonstrate ROI through improved productivity and talent retention. Now part of the Enrich financial wellness portfolio, it offers a robust solution for companies looking to address a key driver of employee stress.

Pros

  • Integrates technology tools with unlimited access to live, certified financial coaches.
  • Uses a proprietary 'Financial Stress Score' to personalize content and guidance for each user.
  • Features gamification, challenges, and a points-based system to drive employee engagement and adoption.
  • Provides employers with an analytics dashboard showing aggregated, anonymous data on workforce financial health.
  • Offers a mobile-first design that is accessible and easy for employees to use.

Cons

  • Pricing is not transparent and requires a direct sales consultation, which can be a barrier for initial research.
  • Individuals cannot purchase the service directly; access is entirely dependent on their employer offering it as a benefit.
  • The ultimate impact is contingent on high employee engagement, a common challenge for voluntary wellness programs.
  • Acquired by Enrich, it may be bundled within a larger suite, potentially leading to companies paying for features they don't need.

Key features

  • Financial Stress Score assessment
  • Personalized action plans and financial dashboards
  • Budgeting and goal-setting tools
  • Access to live, certified Money Coaches via call or text
  • Extensive library of financial articles, videos, and calculators
  • Gamified challenges and a points-based rewards system
  • Employer-side dashboard with anonymized analytics and reporting

Integrations

HRIS SystemsPayroll ProvidersBenefits Administration PlatformsSingle Sign-On (Okta, Azure AD)Wellness Platforms

Target audience

HR leaders, benefits managers, and executive leadership at companies looking to offer a comprehensive financial wellness program as an employee benefit.

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Key Metrics

Founded

2017

Headquarters

San Diego, USA

Pricing Tiers

Corporate Plan

Custom pricing is determined based on the number of eligible employees, typically on a per-employee-per-month (PEPM) basis. The plan includes full access to the platform for all employees, an analytics dashboard for HR/leadership, and access to Money Coaches. Contact their sales team for a detailed proposal.

Quote-based

Frequently Asked Questions

Top Alternatives to Best Money Moves

Financial Finesse

Choose this for its long-standing reputation and a deep focus on live and on-demand financial education workshops delivered by a network of planners.

BrightPlan

A more suitable option for employers wanting to offer a holistic solution that bridges the gap between general financial wellness and personalized investment advising.

Your Money Line (YML)

Select this if your primary goal is to provide employees with on-demand, empathetic human support, as it heavily emphasizes its financial guidance team.

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