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Empower Personal Dashboard

Freemium
personal financeinvestingnet worth trackerretirement planningbudgetingportfolio managementfintechwealth managementfinancial aggregator

A free, comprehensive financial dashboard that aggregates all your accounts to track net worth, analyze investments for hidden fees, and leverage powerful tools to plan for retirement and other long-term goals.

Try it out

Empower Personal Dashboard, formerly Personal Capital, is a powerful financial tool that aggregates a user's entire financial life into a single, intuitive interface. Designed for individual investors and anyone seeking a holistic view of their wealth, it allows users to track net worth, analyze cash flow, and manage investment portfolios. Its key differentiator is the combination of free, sophisticated portfolio analysis tools—like the Retirement Planner and Fee Analyzer—with optional access to paid human financial advisors for personalized wealth management. This hybrid model serves both DIY investors who want powerful analytics and those who desire professional guidance. The platform provides a clear, data-driven perspective on one's journey, from daily spending to long-term retirement readiness.

Pros

  • Comprehensive aggregation of nearly all financial accounts into a single dashboard.
  • Powerful and free investment analysis tools, including a 401(k) fee analyzer and investment checkup.
  • Sophisticated retirement planner that runs Monte Carlo simulations to assess financial readiness.
  • Clean, intuitive user interface for visualizing net worth, cash flow, and asset allocation over time.
  • Strong security features including AES-256 encryption and read-only access to linked accounts.

Cons

  • Paid wealth management services require a high minimum investment of $100,000.
  • Free users may receive frequent marketing calls and emails to upgrade to the paid advisory service.
  • Account syncing can occasionally fail or require frequent re-authentication for some institutions.
  • Budgeting and cash flow tools are less robust and customizable than dedicated budgeting apps.

Key features

  • Net Worth Tracker
  • Retirement Planner
  • Investment Checkup
  • 401(k) Fee Analyzer
  • Cash Flow & Budgeting Tools
  • Savings Planner
  • Recession Simulator
  • Optional Wealth Management with dedicated financial advisors

Integrations

FidelityVanguardCharles SchwabChaseBank of AmericaWells FargoAmerican ExpressCapital OneCoinbaseThousands of other US banks, brokerages, lenders, and financial institutions

Target audience

Individual investors and families seeking to consolidate their financial accounts, track net worth, analyze investment portfolios for risk and fees, and plan for long-term goals like retirement.

Ratings & Reviews

0.0

Based on 0 reviews

Key Metrics

Active Users

3.5M+ dashboard users

Founded

2009

Headquarters

Greenwood Village, USA

Pricing Tiers

Personal Dashboard

Includes account aggregation, net worth and cash flow tracking, budgeting tools, investment checkup, retirement planner, and fee analyzer.

Free

Wealth Management

For clients with over $100,000 in investable assets. Includes all free tools plus a dedicated financial advisor, personalized portfolio, tax optimization, and financial planning.

0.89% AUM (first $1M)

Private Client

For clients with over $1,000,000 in investable assets. Includes all previous features plus two dedicated advisors and access to specialized services in estate, tax, and legacy planning, and private equity investment options.

0.79% - 0.49% AUM

Frequently Asked Questions

Top Alternatives to Empower Personal Dashboard

Mint (by Intuit)

Choose Mint for more granular, hands-on daily budgeting and transaction categorization, as its investment tools are far less sophisticated.

Quicken

A good option for users who want deep, customizable reporting and prefer desktop software, but it requires a paid subscription for all features.

Copilot Money

Opt for Copilot for a modern, mobile-first interface with strong AI-powered transaction categorization, but be prepared for a subscription fee and no investment analysis tools.

Ready to get started?

Join thousands of users and see how Empower Personal Dashboard can transform your workflow today.

Visit Empower Personal Dashboard