What payment methods does Razorpay support?

Razorpay supports a wide array of payment methods including credit and debit cards (Visa, Mastercard, Amex, RuPay), UPI, Net Banking from over 50 banks, and popular digital wallets like Paytm, MobiKwik, and Freecharge.

Can I use Razorpay for international transactions?

Yes, Razorpay supports international payments, allowing you to accept payments from customers worldwide. However, the settlement will be in Indian Rupees, and specific regulations apply.

RazorpayX is Razorpay's neo-banking platform offering business banking solutions like current accounts, automated payroll, corporate cards, and vendor payouts, integrated with their payment gateway for a holistic financial management experience.

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Razorpay

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paymentsindia

Razorpay offers a comprehensive payment gateway and neo-banking solution for businesses in India, simplifying online payments and financial operations.

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Payments and business banking.

Razorpay provides a full-stack financial technology platform designed to help businesses accept, process, and disburse payments. It offers a robust payment gateway supporting various payment methods, along with neo-banking services through RazorpayX, which includes current accounts, payroll management, and corporate cards. The platform aims to streamline financial workflows for businesses of all sizes, from startups to enterprises, by offering a unified system for managing incoming and outgoing funds.

Pros

Extensive range of payment options supported, including credit/debit cards, UPI, net banking, and popular wallets.
RazorpayX offers integrated business banking services, such as current accounts and payroll, beyond just payment processing.
Developer-friendly APIs and comprehensive documentation facilitate easy integration into existing platforms and custom solutions.

Cons

Primarily focused on the Indian market, limiting its direct applicability for businesses operating solely outside India.
Transaction fees can add up, especially for smaller businesses or high-volume transactions, potentially impacting margins.
Customer support occasionally receives mixed reviews regarding response times and issue resolution efficiency.

Key features

Payment Gateway (Cards, UPI, Net Banking, Wallets)
Payment Links & Invoices
Subscriptions & Recurring Payments
RazorpayX (Business Banking)
Payouts & Vendor Payments

Integrations

ShopifyWooCommerceMagentoOpenCartWixCustom via API

Target audience

Small to large businesses, startups, and e-commerce platforms primarily operating in India, seeking to accept online payments and manage business banking.

Ratings & Reviews

0.0

Based on 0 reviews

Key Metrics

Active Users

10M+

Founded

2014

Headquarters

Bengaluru, Karnataka, India

Pricing Tiers

Standard Plan

Payment Gateway for credit/debit cards, net banking, UPI, and wallets.

2% per transaction for Indian cards/UPI/Netbanking (3% for international/Amex/EMI)

Xpress Payouts

Instant payouts to bank accounts and wallets.

Starting at ₹5 per payout

Frequently Asked Questions

Top Alternatives to Razorpay

Adyen

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Braintree

Well-regarded competitor with similar workflows and integrations.

Lemon Squeezy

Trusted option for teams comparing capabilities and pricing.

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