How does Ramp help businesses save money?

Ramp identifies wasteful spending, offers cashback on purchases exceeding 1.5%, automates tedious tasks to save employee time, and finds opportunities for subscription cancellations.

Is there a cost to use Ramp's core platform?

Ramp's core software platform for corporate cards, expense management, and bill pay is free to use, as they make revenue from interchange fees on card transactions.

What kind of businesses qualify for Ramp cards?

Ramp primarily works with U.S.-based businesses that have at least $50,000 in a business bank account and generally target companies with established revenue or significant funding.

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Ramp

Free

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Ramp provides an all-in-one finance platform that automates corporate cards, expense management, and bill payments to save businesses time and money.

Try it out

Corporate cards and expense management.

Ramp integrates corporate credit cards with expense reporting and bill pay software, offering businesses real-time visibility and control over spending. It leverages AI to automate receipt matching, categorize transactions, and identify savings opportunities. The platform is designed to streamline financial operations, reduce manual work, and ensure compliance, ultimately aiming to cut business expenses by optimizing spend.

Pros

Automatic expense categorization and receipt matching significantly reduce manual data entry.
Real-time expense tracking and customizable spending limits help prevent overspending.
Generous cashback rewards program provides tangible savings for businesses.

Cons

Primarily targets mid-market to larger businesses, potentially less suitable for very small startups.
Advanced features and full platform value may require significant setup and integration time.
While integrations are strong, some niche accounting or business tools might not be natively supported.

Key features

AI-powered expense and receipt matching
Customizable corporate credit cards with spending controls
Automated bill payments and accounts payable
Real-time reporting and analytics for spend optimization
Travel booking and management integrations

Integrations

QuickBooksNetSuiteXeroSage IntacctStripeAmazon Business

Target audience

Mid-market and enterprise businesses looking to automate spend management, reduce costs, and gain real-time financial insights.

Ratings & Reviews

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Key Metrics

Active Users

25K+

Founded

2019

Headquarters

New York, New York/USA

Pricing Tiers

Standard

Includes corporate cards, expense management, bill pay, and basic analytics.

Free

Ramp Plus

Adds advanced procurement, deeper integrations, multi-entity support, and dedicated support.

Custom

Frequently Asked Questions

Top Alternatives to Ramp

Brex

Popular alternative with overlapping features and a strong user base.

15Five

Well-regarded competitor with similar workflows and integrations.

Airtable

Trusted option for teams comparing capabilities and pricing.

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